What Does er+?
Describes cells that have a protein that binds to the hormone estrogen. Cancer cells that are ER positive may need estrogen to grow. These cells may stop growing or die when treated with substances that block the binding and actions of estrogen. Also called estrogen receptor positive.
What is basic employee life and AD&D?
Basic life insurance coverage under Choices pays benefits to your beneficiary(ies) if you die from most causes while coverage is in effect. Accidental Death & Dismemberment (AD&D) insurance coverage adds low-cost accidental death protection by paying benefits in the event your death is due to accidental causes.
What is HR+ and HER2?
HR stands for hormone receptor. HR+ means that tumor cells have receptors for the hormones estrogen or progesterone, which can promote the growth of HR+ tumors. HER2 stands for human epidermal growth factor receptor 2.
How much life and AD&D do I need?
Rule of thumb: Most financial planners recommend an amount 10-15x your current income. Life insurance rates are influenced by a number of factors, but your health has the biggest impact on the final cost.
What’s better HER2-positive or negative?
Breast cancer cells with higher than normal levels of HER2 are called HER2-positive. These cancers tend to grow and spread faster than breast cancers that are HER2-negative, but are much more likely to respond to treatment with drugs that target the HER2 protein.
Do you get both AD&D and life insurance?
When adding an AD&D rider, also known as a “double indemnity” rider, to a life insurance policy, the designated beneficiaries receive benefits from both in the event the insured dies accidentally. Benefits typically cannot exceed a certain amount.
What death is not covered by life insurance?
Life insurance covers any type of death. But if you commit fraud or die under excluded circumstances — such as suicide within the first two years — your policy might not pay out. Nupur Gambhir is a licensed life, health, and disability insurance expert and a former senior editor at Policygenius.